RV Insurance In Pennsylvania and New Jersey
The state of Pennsylvania and New Jersey is a beautiful place to visit and explore. With plenty of camping destinations, rivers, and lakes available, an RV or motor home is the ideal way to travel and get around. What's important to know is that you can feel you’re financially protected if your RV is involved in an accident by buying Pennsylvania or New Jersey RV insurance, just like you would for any other vehicle.
However, before purchasing insurance, our team at Devlin Insurance wants to make sure you know what you need.
Requirements for RV Insurance in Pennsylvania and New Jersey
According to the law in the state of Pennsylvania and New Jersey, it is required that you maintain the following coverage for your RV:
- Property damage liability: This coverage pays for the repair or replacement of any damaged property belonging to someone else after an accident.
- Bodily injury liability: This covers any medical expenses for other people if you are considered at fault for an accident.
- Medical benefits coverage: Coverage for any medical expenses when an RV is involved in a collision or accident, regardless of who is deemed at fault.
The financial protection you are given will be limited by the total amount of coverage you ultimately purchase. For example, you may purchase insurance for your RV for the required state minimum. However, if the settlement and the legal defense costs more, you will have to pay the balance out of your assets and earnings.
Additional RV Coverage Options to Consider
In addition to the required coverage for your RV, there are several other types of insurance that are optional. These include:
- Roadside assistance
- Comprehensive coverage
- Underinsured/Uninsured motorist
Each of these options provides an additional layer of protection for you and your RV. If you need more information about the insurance required for your RV or about making a purchase in the State of Pennsylvania or New Jersey, be sure to reach out to our team at Devlin Insurance. We can help make sure you get the coverage you need for a price you can afford.